Insights

The Divy It Up Blog

Real writing about shared expenses, group wallets, settlement cycles, and why tracking the debt isn't the same as resolving it.

Featured Article

Product
Featured

How Payment Netting Reduces the Number of Transactions in a Group

Why your group does not need to send ten Venmos to settle up — and how netting cuts a tangled web of IOUs down to the smallest possible set of transfers.

April 2, 2026 · 8 min read

Read more

Latest articles

10 articles
Product

How Payment Netting Reduces the Number of Transactions in a Group

Why your group does not need to send ten Venmos to settle up — and how netting cuts a tangled web of IOUs down to the smallest possible set of transfers.

Divy It Up Editorial

April 2, 2026 · 8 min read

Read
Product

Structured Settlement Cycles: Turning IOUs Into Resolved Payments

Expense trackers record the debt. They rarely decide when it gets paid. A structured settlement cycle gives a group a due date, a total, and a finish line.

Divy It Up Editorial

March 20, 2026 · 7 min read

Read
Product

What a Group Wallet Is — and When Your Group Actually Needs One

A group wallet is a pool of money your group owns together, with Group Financial Transparency baked in. Here is when it replaces a spreadsheet and a Venmo thread.

Divy It Up Editorial

March 5, 2026 · 6 min read

Read
Group Living

The Hidden Complexity of Roommate Expense Tracking

Why simple bill-splitting apps fail when it comes to ongoing group living expenses, and what actually works for roommates, fraternities, and shared living.

Divy It Up Editorial

January 6, 2026 · 10 min read

Read
Tips & Tricks

5 Common Expense-Splitting Mistakes That Ruin Friendships

Learn how to avoid the most common pitfalls when managing shared expenses with friends and roommates.

Cole Daniels

November 1, 2025 · 5 min read

Read
Greek Life

Fraternity House Finance: Managing Dues and Shared Expenses

A comprehensive guide for fraternity treasurers on managing house finances, dues collection, and expense tracking.

Mike Rodriguez

October 28, 2025 · 7 min read

Read
Psychology

The Psychology of Money in Shared Living Situations

Understanding why money conversations are difficult and how to make them easier for your group.

Dr. Emily Watson

October 25, 2025 · 6 min read

Read
Greek Life

Sorority Budget Planning: From Social Events to Housing

Expert tips for sorority finance chairs on managing budgets, planning events, and tracking shared expenses.

Ashley Thompson

October 22, 2025 · 9 min read

Read
Technology

Digital vs. Traditional: Why Apps Beat Spreadsheets for Expense Tracking

Comparing different methods of tracking group expenses and why modern apps are more effective.

David Kim

October 18, 2025 · 4 min read

Read
Roommate Tips

Setting Financial Boundaries with Roommates

How to establish clear financial expectations and boundaries to prevent conflicts and build trust.

Jennifer Adams

October 15, 2025 · 6 min read

Read

Stay updated

Get the latest on shared expenses, group wallets, and settlement — no fluff.

No spam, unsubscribe anytime. We respect your privacy.