One trip, one cycle
Create a trip group, invite everyone coming along, and pick your start and end dates. Every expense from that window lands in the same settlement cycle.
Trips
Split the trip, not the vibe.
Hotels, rides, dinners, activities. Divy It Up turns shared travel costs into a single trip cycle, nets the balances, and lets the whole group settle from one trip wallet — no spreadsheets, no venmo avalanche.
One trip. One cycle. One final payment per person.
- Shared trip wallet
- Payment netting
- Web + mobile continuity
For travel groups
Built for the real trip, not a theoretical one
Group trips are messy in predictable ways. Divy is built around the messy parts, not in spite of them.
Add expenses on the go
Gas stations, group dinners, ride-shares, hotels, entry fees. Add them from your phone the moment they happen, while you still remember who paid.
A shared trip wallet
Pool money into a collective trip wallet before you leave. Pay the hotel, the Airbnb, the group dinner tab out of the shared pot — no one person fronts the whole trip.
Netting at the end of the trip
When the trip ends, Divy nets the balances. Instead of everyone owing everyone, most of the group owes or is owed exactly once — and the remaining transfers happen inside the app.
Full trip ledger
A complete, human-readable log of who paid for what, in real time. When people want to revisit a charge, the evidence is right there — no screenshots needed.
Trip transparency
For trip wallets, every member sees contributions, spending, and what is left in the pot — ideal for a bachelor or bachelorette weekend, ski house, or anywhere someone is "treasurer."
Why trip finance breaks so often
Most trips start with good faith and a group chat and end with a half-finished spreadsheet, a few awkward Venmo requests, and one person quietly absorbing the rest. The problem is not the math. The problem is that the math, the payment, and the record are living in three different places.
Divy puts them together. Every trip is its own cycle with its own wallet. When the trip is over, the cycle closes, netting happens, and the last transfer is the last word.
FAQ
Trip questions, answered
Can I use Divy for a trip even if we have never used it before?
Yes. Create a group, invite everyone, and start adding expenses. Most groups learn the flow in the first few hours of the trip — and by the end, nobody wants to go back to a spreadsheet.
What happens if one person fronts the hotel?
They add the hotel as an expense paid by them, split across the group. The rest of the group carries their share into the settlement cycle. When the trip ends, the system nets everything down and each person pays exactly once.
Can we pool money into a trip wallet in advance?
Yes — that is exactly what the collective group wallet is for. Everyone contributes before the trip, big shared costs come out of the wallet as you go, and whatever is left is refunded to the contributors at the end.
Is this better than Splitwise for trips?
Splitwise can tell you who owes what at the end of the trip. It cannot make the payment happen or let you spend from a shared pot during the trip. Divy does both, which is why it is a better fit for any trip that involves more than a single dinner.
Do I need to connect a bank account?
Only if your group wants to fund a wallet or settle inside the app. You can use Divy purely for tracking and netting if you prefer, then settle externally — though most groups find the in-app settlement is what finally gets everyone paid.
Take your next trip without the money drama.
Create a trip group, pool into a wallet if you want, and close the books before the plane lands back home.